Pub Mortgages
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How Christie Finance Can Help You Secure A Commercial Mortgage
Navigating the process of securing a pub mortgage can be complex. Our expert brokers at Christie Finance are here to answer all your questions about commercial mortgages, such as:
- How do you buy a pub?
- Do I need experience to run a pub?
- How long does the purchase process take?
- What is a business mortgage loan?
Affordable Financing Solutions For Your Pub Business
At Christie Finance, we understand the financial challenges of entering the pub trade or expanding your existing business. Our team of experts specialises in securing business loans that offer affordable monthly payments, allowing you to maintain healthy cash flow while managing the other costs involved in running a successful pub.
When purchasing pub premises, the purchase price is only one factor to consider. You’ll also need to account for legal fees, ongoing costs, and the various expenses associated with running a commercial property. That’s why we tailor our business finance solutions to cover all aspects of your pub acquisition, from the initial business loan to ongoing operational expenses.
We’ll help you secure flexible terms, ensuring that you can receive the funding you need to cover both the property purchase and additional costs. You’ll receive expert guidance on structuring the best loan package, ensuring that your financial commitments remain manageable as you focus on growing your business.
Try our Mortgage Calculator
Business mortgage calculator to work out how much your monthly repayments may cost you over your requested loan term.
What Can A Pub Mortgage Be Used For?
Not sure exactly what kind of pub property you’re looking for or what your mortgage can cover? No problem. Christie Finance has helped numerous clients secure pub finance, whether it’s for:
- Purchasing an existing pub
- Renovating a pub to increase its appeal
- Buying a leasehold or freehold pub property
- Refinancing an existing loan to secure better terms
- Expanding your portfolio with a new location
We’ve worked with hundreds of aspiring pub owners like yourself, and we're here to guide you toward the pub that’s the perfect fit for your business goals.
What Do I Need For A Pub Loan Application?
Securing a commercial mortgage to buy a pub requires proper preparation. Lenders will need to see a variety of documents to assess the strength of your application.
To help you prepare, these are some of the important details most lenders need from you:
- Business performance records
- Two years of trading accounts
- A deposit of 30% or more
- Proof of experience in the pub or hospitality industry
- Income projections for the business
- A strong credit history
- Additional security (if required)
- A comprehensive business plan
At Christie Finance, we’ll help you prepare a compelling loan proposal. Our financial experts will work with you to assess your application and strengthen your chances of securing approval.
There’s A Strong Lending Appetite For Pub Mortgages
The appetite for pub mortgages among commercial lenders is stronger than ever. As the pub industry continues to thrive, lenders are more willing to commit capital to individuals with a sound business plan and a clear vision for success.
At Christie Finance, we have deep relationships with a wide range of lenders who are keen to finance pub ventures. This allows us to secure exclusive mortgage deals and terms that fit your financial goals.
No matter the size of your project, we will help you find the funding you need to purchase, renovate, or lease your pub.
Key Factors to Consider
We can give you a quote for a commercial mortgage for a pub that covers all your borrowing needs. All you have to do is tell us:
- How much you need to borrow
- How large your deposit is
- Your personal details
- Your contact details
- Your location
Simply provide the above information to get a pub mortgage quote. A commercial mortgage advisor will then contact you to guide you through the process of raising finance to buy your dream pub.
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