Blogs
Key insight on the commercial mortgage market.
What our clients say about us...
At Christie Finance we are proud of the service we provide to our clients and extremely keen to hear what they think of our bespoke service.
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Why a borrower should engage a broker at the outset of a search for a business
When you plan to buy a business, either for the first time or to expand your portfolio, the chances are that you will need to arrange a commercial mortgage to support your purchase.
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Commercial refinance - easier than you think
If I asked you what rate and term your residential mortgage was, I am convinced that you could answer this within 3 seconds! However, when it comes to your commercial mortgage, or business finance, I will give you an hour to find the commercial mortgage facility letter which was probably filed away under “phew - we made it!”
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What makes a good business plan?
The definition of good as an adjective is that of "something to be desired or approved of" or "having the qualities required for a particular role". As a noun it means "that which is morally right" or as "having a benefit or advantage to someone or something".
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Christie Finance welcomes the CMA's report into retail banking services
As specialists in the retail and forecourt sectors, we have been interested to observe the Competition and Markets Authority’s (CMA) provisional recommendations to encourage competition among retail banks, improve transparency in finance offers and make it easier for businesses to compare and switch finance providers. This has rightly been welcomed by the Association of Convenience Stores (ACS), as an improvement in access to finance will no doubt have a positive impact on the sector as a whole. It is also a benefit to operators to have support from outside the sector driving change in their favour.
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Securing finance in the childcare sector – child’s play?
A baby boom, positive employment market, increased free childcare, an improving economic picture and a lack of local providers... These could all be reasons as to why someone may consider opening, expanding or buying into children’s day care.
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So why do you need a business plan?
When you’re setting off on a road trip with a destination in mind, having a route planned and fuel to get there are really the absolute basics. If you’re super-organised, you might also have a contingency plan for more petrol along the way, drinks and road snacks so that you can avoid the motorway service prices and you might even have a CD or a playlist to keep you entertained.
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Funding environment across the UK dental market and what we foresee for the year ahead
The dental market is extremely buoyant, with our sister company, Christie & Co, arranging an average of 12 viewings on every practice offered to the market. 80% of businesses being sold for above asking price, which clearly demonstrates the appetite amongst buyers and the current imbalance of supply and demand.
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The Cart & Horse Inn - one year on and two awards
Back in 2014, David Ward Director at specialist commercial mortgage broker Christie Finance, helped secure funding for Lindsay and Stuart Blaney to purchase the freehold of the then called The Cart & Horse Inn in Sutton-in-Ashfield, Nottinghamshire.
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Finance in the Child Centric Sectors
Nicholas Baker - Director & Head of Business Mortgages
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