Christie Finance

Part of the Christie Group

Commercial Mortgages
- Hotel Mortgages
  Purchasing a hotel or extending and upgrading premises you already own, Christie Finance will help you get the funding you need.
- Pub Mortgages
  Christie Finance will help you get the funding you need to purchase or lease the pub you want.
- Restaurant Mortgages
  Purchasing a restaurant, or expanding an established offering, Christie Finance will help you get the funding you need.
- Care Mortgages
  Whether you are a first-time care operator or you’d like to extend premises you already own, or grow your portfolio, we can help.
- Childcare Mortgages
  Purchasing a nursery business for the first time or growing your portfolio let Christie Finance help get the funding you need.
- Dental Practice and Pharmacy Mortgages
  Whether you are a first-time operator, developing the pharmacy or dental practice you already own, or growing your portfolio, we can help.
- Retail Mortgages
  Entering the retail sector for the first time, or looking to grow your existing retail business, let Christie Finance help.
- Leisure Mortgages
  Whichever sub-section of this varied and vibrant sector you’re interested in, Christie Finance will help you get the funding you need.
- Development Mortgages
  Arranging funding for developments across the sectors in which we specialise.
Unsecured Loans
- Unsecured Loans
  Providing a quick and easy way to get a business loan in as little as 24 hours.
Corporate Debt Advisory
- Corporate Debt Advisory
  Providing specialist advice to clients on all aspects of their debt finance needs to achieve their financing requirements.
About
- About Us
  At Christie Finance, we realise that commercial mortgages may not be the most scintillating subject in the world but it’s one of the most important – to UK plc and to us.
- Christie & Co Network
  Christie Finance is part of the Christie & Co Network, which also includes Christie & Co and Christie Insurance.
- Christie Group plc
  Christie Finance is part of the international Christie Group plc – a leading professional business services group, with 33 offices across the UK and Europe.
Completed Deals and News
- Completed Deals
  Latest news from Christie Finance.
- Press Releases
  Find out what we've been up to within Christie Finance.
- Blogs
  Key insight on the commercial mortgage market.
- FAQs
  Find answers to your questions about commercial mortgages and unsecured finance.
- Glossary
  Commercial finance glossary.
- Mortgage Calculator
  Business mortgage calculator to work out how much your monthly repayments may cost you over your requested loan term.
Careers
- Careers
  Christie Finance is a progressive and growing business – we want our people to grow with us.
- Vacancies
  Join our fantastic team.
Contact
- General Enquiries
- Our Offices
  Christie Finance operates from five regional Hubs across the UK. Our Consultants have direct experience and in-depth knowledge of the local market and are based close to you and your business.
- Team Directory
- Complaints

Home > Completed Deals and News > Glossary

Glossary

Commercial finance glossary.

A B C D E F I L M N O P S T U V Y

Marriage Value
The increase in value of two separate properties or two separate interests in the same property arising by virtue of common ownership.

Mezzanine Debt
Higher risk, less well secured debt. Mezzanine debt usually attracts a higher rate of interest than senior debt.

MIG (Mortgage Indemnity Guarantee)
A one-off payment when taking out the mortgage which acts as an insurance policy to protect the purchaser against the value of the business falling to less than the mortgage.

Mortgage
A loan to buy a property where the property is used as security against the loan.

Mortgagee
The company lending you the money.

Mortgagor
The person taking out the mortgage.