Asset Finance

We offer a fast and flexible approach, giving your business access to the equipment it needs to perform and grow

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Flexible business funding that protects your cash flow

Whether you’re a new business owner or you have many years’ experience, our asset finance solutions can help you acquire vital assets without the upfront costs.

We’ve been helping first-time buyers and existing business owners secure funding for over 45 years. With no tie to any single lender, we can ensure you secure the best financing deal for your assets, enabling you to spread the cost so the equipment effectively ‘pays for itself’.

  • Funding from £5,000+
  • Finance arranged in as little as 24 - 48 hours
  • Flexible repayment options
  • Wide variety of lenders and terms
  • No upfront fees

Start your Finance Application Now

Looking for expert advice or simply want to find out more about what we offer? Complete our application form and we’ll get back to you.

Types of Asset Finance Services Available

Hire Purchase

In many cases, this is the preferred type of asset finance. The funder will pay for the asset upfront, meaning you can use the asset over an agreed period while spreading the cost over the life of the asset and paying in instalments. The title of the equipment passes to you at the end of the term for a fixed small fee.

  • Flexible terms allowing you to spread the cost
  • Fixed route to ownership at the end of the term
  • Full control of equipment and the option to claim capital allowances
  • Interest and charges can be offset against pre-tax profits
  • The option to reclaim VAT on hire purchases

Finance Lease

Finance leasing is an example of asset finance that enables you to lease and use any equipment over an agreed time frame, without having to buy it outright straight away. At the end of the term, the funder will liaise with you regarding the next steps.

  • No burden to your ownership at the end of the term
  • Flexible terms of between 12 to 84 months
  • Quick to arrange, providing uninterrupted use of your equipment
  • No deposit, with VAT typically spread over the term
  • Spread the cost to maximise profit and achieve tax efficiency

Sale, Leaseback & Refinance

In this scenario, the funder purchases the equipment from you, releasing funds back to the business, and leases the equipment back to you on a finance lease or hire purchase agreement. You can use the equipment over a period of time and pay it in instalments.

  • Release capital tied up in your existing equipment
  • Improve cash flow by converting assets into working capital
  • Reduce the net cost of leasing equipment 
  • Quick and straightforward process
  • Available on nearly all equipment purchases

Start your Finance Application Now

Looking for expert advice or simply want to find out more about what we offer? Complete our application form and we’ll get back to you.

Why Apply For Asset Financing?

Asset finance offers a fast and flexible approach to funding, giving your business access to the equipment it needs to perform and grow – without compromising its cash flow.

Rapid Responses

We’ll never leave you waiting for a response or a decision, meaning you can get access to finance without delay.

Specialist Knowledge

With over 40 years’ experience in our specialist sectors, we can provide expert guidance throughout the application process.

Tailored Loan Options

We offer a number of financing options that can be moulded to fit your business needs, with fixed and discounted rates available.

Proven Track Record

We’ve helped numerous business customers access flexible financing solutions. Check out our completed deals for proof of our credentials.

Trusted Reputation

As part of the renowned Christie group, we’re respected by clients and lenders. This can help us get you a better deal.

Additional Unsecured Services

Unsecured Business Loans

Providing a quick and easy way to get a business loan in as little as 24 hours.
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Growth Guarantee Scheme

The Government-backed Growth Guarantee Scheme remains open and we can support your application
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Merchant Cash Advance

Get the Funding You Need to Grow Your Business
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Revolving Credit

Empowering Pharmacies and Dental Practices with Flexible Financing
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Latest News & Insights

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